Never give personal information over the phone, such as your social security number, date of birth, mother's maiden name, credit card numbers, or bank PIN numbers unless you initiated the call.
Memorize your social security number, personal identification number (PIN), and passwords. Don't write them down anywhere.
Use caution when disclosing checking account numbers, credit card numbers, or other personal information at any website or online service location unless you received a secured authentication key from your provider.
Beware of mail or telephone solicitations disguised as promotions offering instant prizes or awards designed solely to obtain your personal information or credit card numbers.
Consider a non-published number.
Safeguard Cards & Paperwork
Never loan your credit card to anyone.
Sign all credit cards. Write on the front "Ask for picture identification."
Report all lost or stolen credit cards immediately.
Shred all pre-approved credit card applications, credit receipts, bills, and other financial information you do not need.
Never leave automated teller machine (ATM) receipts at bank machines or gas pumps. Take your receipts with you; don't throw them in the trash.
Track Credit & Benefits
Order a free credit report from the three major credit bureaus once a year to check for fraudulent activity.