CITY OF LODI

                            ADMINISTRATIVE POLICY AND PROCEDURE MANUAL

 

 

 

 

 

SUBJECT:                                           :           INSURANCE - PERSONAL AUTOMOBILE                                                                                   Policy

 

DATE ISSUED:                                   :           May 1, 1995

 

SECTION:                                           :           I

 

REFERENCE:                                     :           California Joint Powers Risk Management                                                                                             Authority

 

 

 

SECTION 1:                                        PURPOSE

 

                                                            The purpose of this policy is to provide employees with information regarding their responsibilities and insurance considerations in the operation of City vehicles.

 

 

SECTION 2:                                        USE OF PERSONAL VEHICLES

 

                                                            The City of Lodi obtains Automobile/General Liability  coverage through a self insurance program as well as membership in the California Joint Powers Risk Management Authority.  Use of city pool cars should take priority over use of personal vehicles on city business.

 

                                                            All city employees must obtain authorization to use their own personal vehicles on city business.  Department employees obtain authorization from their department head.  Department heads obtain authorization from the City Manager.  Authorization may be given on a trip-by-trip basis, or extended to cover all city business travel for the duration of the employee's employment with the City.  Authorization should be given in the form of a written statement if it is intended to cover more than one city business trip.

 

                                                            Authorization may be given in the form of a simple, clear, verbal agreement before each and every city business trip where both parties understand that the employees vehicle will be driven strictly on city business. 

 

 

 

SECTION 3:                                        GENERAL LIABILITY

 

                                                            The City's insurance program will cover, up to specified limits, property damage or injuries to other persons which might result from the operation of a personal automobile owned by a city employee while engaged in official city business.  The type of general liability coverage is the same as that afforded when damages or injuries result from the operation of a city owned automobile.

 

 

SECTION 4:                                        COLLISION

 

                                                            The City does not carry collision or uninsured/underinsured motorist coverage on its vehicles.  Therefore, no collision or uninsured/underinsured motorist coverage is available to personally owned automobiles used in City business.  However, a personal automobile may be covered for this type of damage under its own policy.

 

                                                            Employees injured while on city business are covered by the City's Workers' Compensation program.